Should You Try to Settle Your Accident Case Yourself?

Question mark puzzle piece on a table

You’ve been injured in an accident. You file an insurance claim and patiently wait to receive a check to compensate you for your damages and injuries. In an ideal world, you receive a check quickly that generously reimburses you for your injury and move on with your life. Unfortunately, we aren’t living in an ideal world, and many injured parties need to turn to a Los Angeles personal injury lawyer to receive fair compensation for their claim. 

Although there are no rules prohibiting injured parties from filing and resolving their personal injury claims by themselves, it is usually not in their best interest. You have the right to attempt to settle your case on your own, but keep in mind that doing so may jeopardize your rights and result in less compensation than you would have obtained had you retained an attorney.

Insurance Companies Are Not on Your Side

If you were to ask an insurance company or one of their adjusters if you should try to settle your accident case yourself, they would most certainly say yes. However, they are naturally biased. Insurance companies make money but collecting premiums and paying out as little as possible on every claim they receive, so it only makes sense that they would rather deal with a victim than an attorney familiar with personal injury law.

Claimants who settle their insurance claims without legal representation often receive less money than those who have legal representation. Claims made by unrepresented victims can resolve more quickly but often leave victims with uncompensated losses. Insurance companies save time and money when claimants decide to handle the settlement by themselves.  

By hiring a Los Angeles personal injury attorney, you have an advocate on your side who knows just how much your claim could be worth if it were brought before a jury. You likely do not have this knowledge, and insurance companies will take advantage of this fact. 

Consider the Time and Stress Involved

Receiving a higher settlement is not the only potential benefit of seeking legal help. Dealing with an injury claim on your own can be time-consuming. You could be tracking down medical bills and corresponding with the insurance company, all while trying to recover from your injuries and handling your usual daily work and home life tasks. 

When you hire a Los Angeles personal injury lawyer, he or she can lift this burden of time and stress from your shoulders. Your attorney can track down the medical bills and other required documentation and communicate back and forth with the insurance company on your behalf. During this time, you can focus on recovering from your injuries and, if possible, carry on with your life as normal attending to whatever needs to be done at work or at home.

Contact a Los Angeles Personal Injury Attorney Today

If you have been injured in an accident, it’s in your best interest to contact an attorney as soon as you can. Schedule your injury claim review with a Los Angeles personal injury attorney at Jahrmarkt & Associates by calling (310) 226-7676 or use our online contact form.